The first step to take following an accident is getting medical treatment as soon as possible. While this is obviously important for personal well-being and health reasons it is also important in terms of filing an accident claim later on. If someone does not seek medical attention at the scene but then tries to file a claim for injuries sustained later on, then it is much more difficult to prove the injuries and obtain damages.
For this reason, it is imperative that after a motorcycle accident in Cherry Hill the first step those involved take is to seek medical attention.
The next thing after medical attention is to make sure that a person is preserving the evidence, as well as to make sure the police arrive on the scene so that a police report can be filled out. One main step someone needs to take after a Cherry Hill motorcycle accident is to preserve as much evidence as possible.
If a person is able to take photographs, they should get photographs of the scene, the damages to the motorcycle, the other automobile, and of their body, if there are any physical injuries. They want to get photographs of the scene or if a person is able to get photographs of the damage to their motorcycle or the vehicle involved.
If a person has any visible injuries, whether it be bruising, burns, cuts, scrapes, or anything like that, they need to get photographs of that as well. An individual wants to make sure that their insurance company is put on notice of the claim, as well as the other driver’s insurance as well.
Contacting An Injury Attorney
After that, an individual should get in touch with a motorcycle accident attorney who can put the other insurance company on notice to make sure that their rights are being protected, whether that be for medical bills, lost wages, compensation for pain and suffering, or future medical care. The sooner a person can speak to an attorney the better because it allows them to begin their investigation and to preserve a person’s right through the other insurance.
Risks of Handling a Claim Without a Lawyer
There are some instances where someone may be able to handle a claim themselves. If a person has been injured as a result of a motorcycle accident, it is probably not a good idea to try to do it themselves, and the reason why is that a person is going to be dealing with an insurance company from the other side—all they do is attempt to handle these types of claims and reduce the amount of exposure that they have.
If a person does not have any experience in handling a motorcycle claim and a person tries to go against an insurance company who is doing it on a daily basis, they are putting themselves at a severe disadvantage. If a person hires an attorney who has the experience and the resources, who has dealt with these insurance companies before, knows their tactics, and knows how to combat those things, these considerations are going to put an individual in a lot better of a position than if they tried to do it alone without any experience.
A person should report their accident to their insurance because, in addition to maybe paying for the damage to their motorcycle, often, a person’s motorcycle insurance is going to pay for the beginning medical treatment. A lot of times with motorcycle insurance policies, Cherry Hill attorneys see medical pay in the amount of $5,000 or $10,000 and that is only going to pay for the first $5,000 or $10,000 of the medical treatment that a person needs. The sooner that an individual is able to put their insurance company on notice, the better it is because a person could start providing their doctors and hospitals with a claim number so that their bills are getting paid properly by a person’s motorcycle insurance.
Lack of Insurance
If an individual does not have insurance, they should contact an attorney as soon as possible for a multitude of reasons. First, it is a crime in the state of New Jersey to be operating a motorcycle or an automobile without insurance. Also, a person may still be entitled to medical expenses or compensation for pain and suffering depending on the facts of the case.
Contacting an attorney can allow an individual to protect themselves from any criminal exposure and any possible civil recoveries that a person could make against the other responsible party.
Important Points of Note
An individual must remember that getting medical treatment, if they need it, is the most important thing to do after a Cherry Hill motorcycle accident. Secondly, it is crucial to preserve any evidence that a person is able to preserve as far as taking photographs of the scene, the damage to the vehicles, and any damage to the person. Finally, an individual should contact an attorney who has experience handling motorcycle accidents so that they can make sure that all of a person’s rights are being protected.