Most able-bodied people must work to provide for their needs and those of their family. However, workplace injuries are common and may cause an employee to lose wages. Fortunately, state laws mandate almost every employer to carry a workers’ compensation insurance policy.
These policies can provide medical treatment, temporary income in case of an accident, and even settlement payments if an injury is so severe that it prevents an employee from returning to his or her job. However, it is essential to remember that workers’ compensation is a business and that insurance companies will vehemently try to deny a claim.
A dedicated personal injury attorney may be able to assist if you have met resistance in obtaining workers’ compensation benefits. A diligent Evesham Township workers’ compensation lawyer could help you analyze the reason for your denial, gather evidence to support your claim, and pursue an appeal using available legal recourse.
The Purpose and Function of Workers’ Compensation
State law requires almost all Evesham Township employers to provide workers’ compensation insurance protections to their workers. This covers employees regardless of whether they are full- or part-time or how long they have been employed. A few rare exceptions apply to dock workers, railroad workers, and federal employees.
A workers’ compensation insurance policy provides advantages to both workers and employers. A worker may file a claim for benefits after sustaining an injury during working hours, regardless of who may have caused it. On the other hand, maintaining a workers’ compensation insurance policy shields an employer from any liability that may result from a workplace injury.
To initiate a claim, an injured worker must notify his or her boss of the incident. He or she may then request immediate medical care from a doctor selected by his or her employer. Additionally, New Jersey Revised Statute §34:15-14 provides that an injured employee must miss seven days of work before he or she may claim any benefits other than medical treatment. A worker who cannot meet this standard could be denied by an insurance company for lack of severity.
A failure to meet these criteria is a leading case of workers’ compensation insurance denials. A steadfast Evesham Township workers’ compensation attorney could provide insight into insurance requirements and processes involved in obtaining benefits.
Steps to Take After a Denial
Insurance companies may deny a claim for workers’ compensation benefits for many reasons, such as failing to notify a supervisor of an incident in a timely manner, an injury’s lack of severity, failing to follow up with medical treatment, and an injury’s lack of work-connection. Regardless of the reason for a denial, all workers have the right to request an appeal through the Department of Labor and Workforce Development (DLWD).
An injured employee may request an informal hearing before a judge of compensation. These are non-binding sessions where both an employee and the insurance company can discuss the case with a judge serving as an arbitrator. These sessions often lead disputing parties to a settlement which avoids formal litigation.
However, an injured worker can also request a formal hearing before the DLWD at any time. These sessions may entail pretrial hearings, exchange of discovery, and a full trial before a judge. A judge’s finding after a formal session is legally binding, but both sides retain a right to appeal to the Superior Court.
Furthermore, there is generally a strict time limit of two years following the onset of an injury or the receipt of final payment, whichever is later, for an injured employee to file a claim. A skilled workers’ compensation lawyer in Evesham Township could help you choose and pursue an appeal path that is right for you.
Consult an Evesham Township Workers’ Compensation Attorney Today
Disputes over workers’ compensation can be very complex. While state law requires most employers to obtain an insurance policy, whether it applies to a given situation which resulted in an injury is a common point of contention during litigation. Insurance companies make a profit by denying claims whenever possible, which may result in a benefits package that does not fit your needs or a complete denial of any payment.
No matter the justification for a denial, all workers retain the right to appeal. An Evesham Township workers’ compensation lawyer may be able to help you with any step of this process. He or she can work to gather the evidence needed to prove your case in accordance with the stated reason for your denial. Call today to discuss your legal options with a professional.
Testimonials
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This team is incredible. They are friendly and knowledgeable. I appreciate everything they have done for me and would recommend them to anyone. Overall great experience
Testimonial from Paul D. -
My case settled recently after lasting 4 years. Grungo and Colarulo’s law firm were able to secure a large settlement award for my slip and fall accident. This money will help secure my future for the permanent injury I received as a result of the slip and fall. Everyone was very caring, and kept me informed throughout the entire process. Christine Lafferty is an excellent litigation lawyer. I highly recommend using them if you have been injured or in an accident. I hope I am never in a situation again to need their services, but I know who to go to if I, or any of my family members are ever injured. Thanks Grungo and Colarulo and staff for your compassionate service!
Testimonial from Pamela A. -
Thank you so much Grungo and Colarulo for helping me with my case. Special thanks to Erica Domingo, Esquire and her team. Erica Domingo and her team was very nice and helped me tremendously throughout my case like more than one year and half. They gave me the right advice and guided me through every step of my case. They gave me prompt and clear responses to all my questions. In addition, Erica and her team provided me with all the what if scenarios so that I can have a clear vison of the steps ahead.
I would definitely recommend Grungo and Colarulo.
Thanks again Erica Domingo, Esquire and her team
Testimonial from Ahmed A. -
My wife and I reached out to Grungo Colarulo in 2020 for advise on a legal matter. After a meeting with the Attorney and Paralegal, we decided to go forward with a case. This case required a lot of documentation, and expert review of the documentation which was aquired. Throughout the process, we were kept up to date monthly, and Grungo Colarulo was always responsive to any questions that we had. The entire staff at Grungo Colarulo are very professional, caring, and willing to go the extra mile. This firm is a definite recommend!
Testimonial from Patrick G. -
I left five (5) stars only because that’s as many as I could leave. If I could, I would have left 100 stars. Bob & Christine are the absolute best! My settlement far exceeded what I ever imagined. They are professional, friendly, and really listened to what I had to say. They kept me up to date with the progress of my case every step of the way. I can’t recommend them highly enough.
Testimonial from Sheila L. -
Very professional, communicates well, makes me feel like they have my best interest at heart, and overall just a great company. Christine and the whole team has been on top of everything. Would definitely recommend!! 10/10
Testimonial from Michael M. -
First and foremost I would like to thank the whole team at Grungo Colarulo!! In addition to that, Stephanie & Riley & Drenna have done such an outstanding job taking care of me in such a difficult and low point of my life. I was in a bad car accident & did not know how to move forward with what to do and how to process. Those ladies were there every step, every inch, every mile & beyond with helping me when I had no idea how to navigate. I will forever be thankful for them and for the outcome of my case! If you ever need assistance I highly recommend this practice!!! Beyond professional, helpful, precise, caring, knowledgeable & humble!!!
Testimonial from Rachel F. -
From my first phone call to the end of my case this firm was on the ball!! Always responsive and professional and kept me up to date and informed. This is my firm for any future needs!
Testimonial from Jeffrey F. -
This was my first time ever having to have a lawyer for an automobile accident. From the beginning they took care of everything. They put me at ease so I could concentrate on my medical needs. Everyone I spoke to during the process were always extremely pleasant and knowledgeable.
Thank you to Grungo Colarulo for representing me and getting the settlement you did to help me move forward. I would highly recommend Grungo Colarulo to anyone who wants outstanding legal representation.Testimonial from Pat G. -
This team has been nothing but gentle an generous. Being as this was my first time dealing with a worker’s compensation case I was lost and nervous. But the Grungo Colarulo team has made me feel as comfortable as possible. My needs were addressed with care in a timely fashion. I knew what was going on every step of the way.
Oh, did I mention, WE WON …This teams knowledge of the industry is TOP NOTCH!
Testimonial from Aminah M. -
A dear family friend referred us to a young attorney named Rich Grungo, Jr. We wanted answers and if necessary, justice for our father. From day one of a five-year journey, Mr. Rich Grungo, Jr. made our family and our pain his own. The man never stopped working for us. He kept us informed every step of the way. Questions were answered quickly and with great compassion and expertise. Even though Rich was always busy, he was never too busy for us. We always felt like we were his only clients
Testimonial from Mickey -
I had the opportunity to observe Mr. Grungo work in this case, both in the courtroom on the technical matters of the motions and also as his presentation to the jury in opening and presenting witnesses as well as utilizing animations… and drawings and films that were necessary for a proper understanding of the case…At all times during the presentation, Mr. Grungo operated mostly without notes and questioned the witnesses in a conversational manner which made it most effective. **
New Jersey Superior Court Judge Testimonial -
Thank you for everything. I honestly felt like you treated my son like he was your own son, for that I am grateful. I would recommend your services to anyone. Thanks for being so awesome to both of us.
Testimonial from HD -
It was a pleasure working with Bill. He constantly kept me informed. I would recommend Bill and his firm to anybody I know. They’ll be in good hands.
Testimonial from Gregory -
I had the opportunity to retain Mr. Colarulo for a vehicle accident I encountered. I give him my highest recommendation for anyone in need of an excellent Personal Injury Attorney. Not only does he have an in depth knowledge of the legal field, but he emanates a sense of trust-worthiness that makes you feel secure during the entire process. Mr. Colarulo has the knowledge, drive and enthusiasm that will get the job done for you. He comes highly recommended.
Testimonial from Denise -
Hi Rich, Well I’m on my way up to college to finish packing my son’s stuff up and to go to his Graduation tomorrow. It’s hard to believe how fast and how slow, at the same time 5 years can go by. I was just thinking of you as I am getting ready to leave and wanted to thank you once again for everything you have done for my son’s future. You are a good and just man. God Bless to you and your family.
Be Well,
Testimonial from Bob
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