When you work hard at your job every day in order to provide for your family, a workplace injury can be financially, physically and emotionally devastating. Fortunately, Workers’ Compensation benefits are there to protect you and your family when you need it most.
Whether you suffered a serious physical injury at a construction site, experienced intense emotional distress from your job or developed a life-threatening illness from exposure to toxic chemicals, one of our New Jersey Worker’s Compensation lawyers can help you apply for and receive the Workers’ Compensation benefits provide you with the peace of mind to know that you and your family are protected.
Overview of Workers’ Compensation
Workers’ Compensation is a state-mandated insurance program that provides a specified amount of money to an employee that has been injured on the job. It is a system of employer-financed, no-fault insurance. For an injured employee, it may be the only source of income that will cover the cost of the injury or illness. Once a claim has been accepted, the employee is guaranteed payment. Workers’ Compensation insurance typically covers medical expenses, lost wages and death benefits for the dependent of a worker who was fatally injured on the job.
While Workers’ Compensation is designed to provide employees with things like wage benefits, medical benefits and disability benefits, these types of cases can be very complicated. It is always in your best interest to contact an experienced Workers’ Compensation lawyer who can provide a comprehensive explanation of your rights and benefits that you are legally entitled to receive. Because time is of the essence, it is important to act quickly so that your benefits are not delayed or terminated.
Types of Workplace Injuries
- Amputation/Loss of Limb
- Altered Smell/Taste
- Back and Neck Injuries
- Brain and Head Injuries
- Burn Injuries
- Emotional or Psychological Distress
- Eye Injuries/Loss of Vision
Protecting Your Rights Is Our Top Priority
In recent years, there has been an unfortunate shift in who benefits from Workers’ Compensation laws, from the employees who need them to the employers and insurers who are looking for a way out of covering these costs. According to a 2006 report by a consumer rights group, the Workers’ Compensation system is a “colossal failure,” one that should be a fair program but is manipulated by political forces, making it very difficult to help those who actually need it.
An experienced New Jersey Workers’ Compensation attorney can help you avoid the bureaucratic red tape and secure the benefits you deserve, in a timely fashion.
What Injuries are Not Covered by Workers’ Compensation
Most workplace injuries are covered by Workers’ Compensation, but not all. If an employee is injured while under the influence of drugs or alcohol, this is not covered by Workers’ Compensation. Other scenarios that may not be covered include:
- Injuries that are self-inflicted, including those resulting from a fight instigated by the employee
- Injuries suffered while an employee is engaged in illegal activity
- Injuries suffered off the job
- Injuries suffered when violating company policies
Hiring An Attorney
If you or someone you love has experienced a workplace injury, contact New Jersey Workers’ Compensation lawyers at Grungo Colarulo. Whether your injury is the result of a construction site accident, or a serious illness due to exposure to toxic chemicals, we will take you through every step of the claims process to make sure that you receive the benefits you need.