A serious car accident can be life changing, leaving victims to suffer from potentially life-threatening injuries while medical bills pile up and more and more time is spent away from work. In some cases, cars can be left destroyed, and costs can mount to high limits, unfortunately leading to the possibility of asset forfeiture, such as home loss.
The wrongful death of a loved one in a motor vehicle accident at the hands of a negligent driver is another scenario that could leave a family facing expensive repercussions. Regardless of the aftermath, it is crucial to contact a Burlington injury lawyer as soon as possible after the collision. A Burlington County car accident lawyer can help you get your life back together by pursuing the best financial settlement possible in your situation.
In New Jersey, auto insurance is mandatory for all drivers. New Jersey is also a no-fault state, meaning that regardless of who caused the accident, the driver’s insurance company takes care of the resulting medical bills. While the crash victim’s auto insurance company should assess damages and pay all medical and related costs, insurance companies tend to focus on their bottom line, which is why it is important to contact an attorney before giving information to the insurance company when the driver or passengers are badly hurt.
Personal injury protection pays for medical bills up to the insured’s coverage limits, and also pays for certain loss of income due to the accident. The accident victim’s own insurance pays for this – not the insurance company of a negligent or impaired driver. The victim may have to pay any applicable deductible or co-payments. If a wrongful death occurred because of an accident, a Burlington car accident attorney might seek compensation for:
- Funeral expenses
- Future income loss
- Future benefits loss
However, New Jersey law does not permit consideration of grief or emotional distress when determining the financial loss. Under New Jersey ‘s statute of limitations, personal injury or wrongful death lawsuits must be filed within two years of the date of the injury or death.
Working with a Burlington Car Accident Lawyer
An experienced car accident lawyer in Burlington County helps car accident victims by performing a thorough investigation of their case. That includes not only hiring investigators but using experts in related fields, including:
- Medical professionals
- Accident reconstructionists
Police and fire department reports, surveillance tapes, and other records relating to the accident are intently scrutinized. A skilled Burlington accident attorney also reviews the insurance policies of everyone involved in the accident and handles claim details and negotiations while victims focus on recovery. In a wrongful death situation, the lawyer might provide experts to testify about the value of the deceased’s future income and related financial matters.
If you or a loved one has been involved in a serious car accident, or if a family member has been killed, you need an experienced Burlington County car accident lawyer who will review the details of your case and let you know your best options going forward.